Very, very few cargo insurance companies insure hemp. If your carrier is saying you are insured, ask them if their policy specifically states they ensure hemp and check their description of the cargo on the bill of lading. Some carriers assume hemp is covered or misrepresent the cargo to secure insurance or avoid the additional paperwork, but that behavior can come back to bite the client when they have to file a claim. It doesn’t even take a major accident to cause issues. A refrigeration outage or a delay of a few days due to overzealous law enforcement can cause certain types of product to spoil, particularly during high temperatures. We include $75,000 worth of hemp cargo insurance complimentary on every shipment.